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Condominium Insurance Specialists of America:

Community Association Specialists

Selecting an insurance program is the most important decision that an association makes. No other association decision has such fundamental bearing on the association and on each unit owner's financial stability.


CISA Insurance offers a truly unique coverage that most other insurance carriers do not offer. You will not find another policy in the State of Illinois with such superior broad coverage.  The combination of these distinctive coverages makes the CISA program, service, and competitive premiums the best value the Association can select.

“Guaranteed Replacement” Coverage is an unlimited coverage, with no limit shown on the policy. This coverage applies to the Building(s), Ordinance & Law, Back-Up of Sewers & Drains, Wind Driven Rain, Surface Water, Leakage & Seepage and Equipment Breakdown.

Inside Our Package Policy

Competitive ratings

A.M. Best Rating A XV

Guaranteed Replacement

General Liability


Guaranteed Replacement on Water Perils

Guaranteed Replacement on Ordinance or Law

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