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Condominium Insurance Specialists of America:

Community Association Specialists

In the state of Illinois, it is mandatory for Associations to have Directors & Officers Liability coverage. This policy protects directors, officers, trustees, employees, volunteers, and committee members as well as the associations themselves from various management liability risks. These exposures can include breach of fiduciary duty, wrongful cats, breach of contract, etc.

Protects directors, officers, trustees, employees, volunteers and committee members, as well as the community association with a broad definition of (claim)

Includes a “duty to defend” feature that provides legal defense for allegations of wrongful acts

Provides coverage for monetary and non-monetary claims

Covers punitive and exemplary damages where insurable under applicable law

Covers lawsuits & allegations involving wrongful termination, discrimination, & general breach of fiduciary duty

Provides coverage for the independent community management company

Includes coverage for the builder/developer while acting as a member of the Board

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This material is descriptive only. The precise coverage offered is subject to the terms and conditions of the policies issued. Coverage may not be available in all jurisdictions. Please see our legal notices for terms of service relating to intellectual property, copyright and trademarks.