DISCLOSURES
Insurance proposals issued by Condominium Insurance Specialists of America (CISA) are outlines and summaries of coverages offered by insurers. CISA relies upon information provided to it by it’s’ clients and potential clients when preparing and creating insurance programs.
Submission of any policy changes, claims, underwriting or other related information to our office, either through this website, or via facsimile, does not constitute acceptance. If you have discovered changes or amendments that need to be made, please notify our office immediately. All changes are subject to review and acceptance by the insurance company. Proposals do not constitute a contract and do not include all the terms, coverage, exclusions, limitations or conditions of the actual contract language. The policies themselves must be read for those details. For your reference, policy forms will be made available upon request.
In addition to the fees and/or commissions retained by Condominium Insurance Specialists of America CISA, it is understood and agreed that other parties, such as excess and surplus lines brokers, wholesalers, underwriting managers, and similar parties, may earn and retain usual and customary commissions and/or fees in the course of providing insurance products.
As is common practice in the industry, CISA has entered into arrangements with certain insurance carriers and wholesale brokers providing for compensation, in addition to commissions, to be paid to CISA based on several factors, including the volume of premium and/or underwriting profitability of the insurance coverage written through our firm by those carriers. This additional compensation may include non-cash awards and other benefits. The insurance coverage you purchase through CISA may be issued by an insurance carrier who has such an agreement with our firm. Should you have specific questions concerning such compensation, please contact your CISA Account Executive.
ATTENTION NEW AND POTENTIAL CLIENTS:
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account (USA PATRIOT ACT)
What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
